ASyD

ISSN: 1870-5472

Números publicados:

Volumen 8, Número 3. Sep-Dic 2011

IMPACT OF EXTERNAL SUPPORTS ON COMMUNITY SAVINGS AND CREDIT ASSOCIATIONS IN THE RURAL ENVIRONMENT

Abstrac


In this article, we analyze the effect that external financial and technical supports have on the promotion and consolidation of a scheme for community savings and credit associations with peasant groups. Some authors point out the need for these supports to encourage this type of schemes; however, there is no evidence to sustain this. Results from this study show that external supports granted as seed money and technical assistance favor the promotion of savings and credit schemes, but not the consolidation of these schemes because of the projects’ temporality, allotment mechanisms, interference of other types or supports, and the particular characteristics of each group. Only in certain situations do external supports allow consolidating successful savings and credit schemes with peasants that are self-managing; this is explained by the dynamic present in peasant households, whose basic objective is survival and community savings and credit is only one of the factors that helps them attain their objective.

Palabras clave: supports, peasant, rural funding, México, microcredit

Volumen 8, Número 3

Volumen 8, Número 3
Sep-Dic 2011


Director

Said Infante Gil


Director de ASyD

Benito Ramírez Valverde


Comité Asesor Editorial Interno

Ma. Eugenia Chávez Arellano
Juan Antonio Leos Rodríguez
Jaime Matus Gardea
Jacinta Palerm Viqueira
Verónica Vázquez García
Emma Zapata Martelo
Pilar Alberti Manzanares
Colegio de Postgraduados · Estadística · Km 36.5 Carretera México-Texcoco · 56230
Apartado Postal 199 · 56190 · Texcoco Edo. de México
asyd@colpos.mx · www.colpos.mx/asyd/asyd.htm